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Monday, September 6, 2010 |
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| Interest rates table |
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| To consult our GIAs rates, including the High Yield Monthly GIA,
the Laddered GIA and the ASTRA Equity GIA, click on the icon at the right.
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Guaranteed Interest Account (GIA) -
Interest rates in effect on September 6, 2010
1,2
Last rate change on September 2, 2010 |
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| Investment | Redeemable before maturity date 3 |
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| Compounded interest (in %) |  | Simple interest (in %)
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| | 1 yr | 18 mths | 2 yrs | 3 yrs | 4 yrs | 5 yrs |  | 1 yr | 18 mths | 2 yrs | 3 yrs | 4 yrs | 5 yrs |
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| 0.40 | 0.70 | 0.95 | 1.25 | 1.55 | 1.85 |  | 0.40 | 0.70 | 0.95 | 1.25 | 1.60 | 1.90 |
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| 0.50 | 0.80 | 1.05 | 1.35 | 1.65 | 1.95 |  | 0.50 | 0.80 | 1.05 | 1.35 | 1.70 | 2.00 |
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| 0.60 | 0.90 | 1.15 | 1.45 | 1.75 | 2.05 |  | 0.60 | 0.90 | 1.15 | 1.45 | 1.80 | 2.10 |
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| 0.65 | 0.95 | 1.20 | 1.50 | 1.80 | 2.10 |  | 0.65 | 0.95 | 1.20 | 1.50 | 1.85 | 2.15 |
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| 0.70 | 1.00 | 1.25 | 1.55 | 1.85 | 2.15 |  | 0.70 | 1.00 | 1.25 | 1.55 | 1.90 | 2.20 |
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| 0.75 | 1.05 | 1.30 | 1.60 | 1.90 | 2.20 |  | 0.75 | 1.05 | 1.30 | 1.60 | 1.95 | 2.25 |
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For contributions between $400 and $999, deduct 0.25% from the rate established
for the $1,000 to $9,999 category (if the term is equal to, or more than, one year).
Rates for other terms are available on request.
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| Short term interest 0.05% per annum applies on contributions up to 0$ or waiting to be invested, compounded monthly (minimum monthly contribution of $40). |
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| 1 |  | Rates are subject to changes without notice. Rates for other terms are available upon request. |
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| 2 |  | The rates are for registered and non registered investments for the products of accumulation and for the RRIF and LIF (minimum). |
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| 3 |  | Redemption fees as provided in the contract (if the redemption is done before maturity date) |
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| 4 |  | The simple rates are not available to the holders of recorded contracts. |
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